If your buy to let mortgage deal is coming to an end and you are looking for a new one, you are on the right page! We specialise in buy to let mortgages UK and we will be happy to find you the best deal. We know that instability in the financial market and talks about recession don’t help. However, people still need mortgages and should be able to find the right deal. Whether you only have one buy to let property or you are a professional landlord, we will help you to succeed in the current climate. If you took your mortgage 2 or 3 years ago you will find that interest rates have increased and it is now almost impossible to find the best buy to let mortgage. Arrangement fees have increased as well and vary between 0.5% and as much as 2.75%, being on average around 2%. However, as with residential remortgages you can still find buy to let remortgage deals with Free Legals and Free Valuation.

Despite the fact that property market is not as buoyant and interest rates are higher, according to The Association of Residential Letting Agents findings, as many as 90% of Landlords have no intentions to sell their properties. Furthermore, 40% of them are looking to purchase more buy to let properties. Demand for buy to let mortgages UK is quite strong. There are several factors; first demand for rental properties is still quite high as many first time buyers are unable to purchase their property due to lenders criteria changes and constant supply of foreign workers from the EU. Another category of people looking for a buy to let mortgages UK will be people which are unable or unwilling to sell their own houses and need to transfer their current residential mortgage to a buy to let mortgage. Experienced landlords know that buy to let is a long term investment and don’t expect quick capital growth. They know the needs of their customers and understand local property market, allowing them to stay a step ahead from amateur landlords. If you can’t find what you are looking for, or your rental income is lower that your current lender’s requirement, we are here to find you the right deal. Feel free to use our buy to let mortgage calculators or just fill our enquiry form and we will contact you in no time to discuss your requirements.