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Mortgage forum
 Improving Your Credit Rating, useful tips and info |
 12.7.2009, 10:07
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#1
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Senior  Group: User Posts: 36 Joined: 11.2.2009 Member No.: 8  |
On the topic of credit rating, i would like to know what useful tips you may have on how to improve one's rating, tips on what should be avoided, etc.
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12.7.2009, 18:33
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#2
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 Senior Group: User Posts: 85 Joined: 3.3.2009 Member No.: 37 |
Now, that would be quite useful, but cant think of anything, my mind gone blank (IMG:style_emoticons/default/ohmy.gif) .
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12.7.2009, 20:09
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#3
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 Senior Group: Administrator Posts: 115 Joined: 3.3.2009 Member No.: 36 |
QUOTE (Lisa @ 12.7.2009, 19:33)  Now, that would be quite useful, but cant think of anything, my mind gone blank (IMG:style_emoticons/default/ohmy.gif) . Oh no, not a senior moment, Lisa? (IMG:style_emoticons/default/wink.gif) just kidding. They say that not having any credit cards and no direct debits set up, is likely to count against you as far as credit rating is concerned. It does seem bizzare but rational behind this is to ascertain you ability to keep up payments. (IMG:style_emoticons/default/rolleyes.gif) |
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17.8.2009, 21:46
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#4
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Senior Group: User Posts: 31 Joined: 16.6.2009 Member No.: 527 |
Another tip: if you no longer use one particular creit card and the balance there is nil, try to close that a/c. Having too many credit card can also have an impact.
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13.9.2009, 19:46
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#5
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User Group: User Posts: 22 Joined: 1.3.2009 Member No.: 24 |
Applying for few credts within the short space of time can have a negative impact too i believe.
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8.4.2010, 23:56
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#6
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Senior Group: User Posts: 31 Joined: 16.6.2009 Member No.: 527 |
Just thought of another tip (took me whole 8 months (IMG:style_emoticons/default/smile.gif) ). Living at the same address for some time may help.
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| Lo-Fi Version | Time is now: 12.2.2012, 11:34 |