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Debt collectors forum
 Negotiating With Debt Collectors And Bailiffs |
 17.4.2009, 22:12
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#1
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 Senior  Group: User Posts: 36 Joined: 14.2.2009 Member No.: 10  |
Reading about debt collectors and bailiffs was a bit unsettling. Just our of interest are there any ways to stop them from harrassing you or negotiating with them?
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(1 - 6)
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19.4.2009, 22:04
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#2
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 Senior Group: User Posts: 67 Joined: 2.3.2009 Member No.: 25 |
The logical route would be to offer them some payment towards the outstanding debt, but i'm not sure whether these people are reasonable.
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21.4.2009, 23:24
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#3
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Senior Group: User Posts: 34 Joined: 17.4.2009 Member No.: 227 |
Yeah, offer them a finger and they'll bite a hand off! (IMG:style_emoticons/default/ohmy.gif) I believe it is possible to offer them some payment towards the debt there and then to ensure they leave without taking anything. If your offer is accepted, please make sure you’ve got a receipt from them (just in case, one never knows (IMG:style_emoticons/default/wink.gif) ). Whatever you decide to do, get a professional advice first!
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8.5.2009, 19:30
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#4
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 Senior Group: User Posts: 53 Joined: 4.3.2009 Member No.: 45 |
Am not trying to defend bailiffs here, but sometimes there is a reason why they refuse accept a cheque or suggested repayment plan. There are instances, i believe, when they do not actually have an authority from the creditor to negotiate on their behalf. As such, it would appear, that the best way to deal with the problem would be for the debtor to contact the creditor direct.
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10.5.2009, 22:04
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#5
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 Senior Group: Administrator Posts: 115 Joined: 3.3.2009 Member No.: 36 |
To add to what Mary Poppins said, county court bailiffs do not have authority to negotiate. In this case you best bet would be to approach the creditor to negotiate your repayment schedule or to apply to the court for time to pay.
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10.5.2009, 22:12
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#6
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User Group: User Posts: 22 Joined: 1.3.2009 Member No.: 24 |
And what would you do if you cannot get in touch with your creditor and the bailiffs are putting pressure?
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10.5.2009, 22:18
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#7
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Senior Group: Administrator Posts: 115 Joined: 3.3.2009 Member No.: 36 |
If you cannot get through to your creditors and do not seem to be able to negotiate with bailiffs, you should consider sending a letter to your creditor and a copy to the bailiffs. Its best to send all them by recorded delivery and keep a copy for yourself to show the bailiffs during their next visit. Although, this may not prevent their next visit, it would certainly proof that you've been trying to negotiate with your creditors and bailiffs.
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