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Debt collectors forum
 What Can Debt Collectors Do? |
 10.4.2009, 19:34
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#1
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User  Group: User Posts: 22 Joined: 1.3.2009 Member No.: 24  |
My apologies in advance if my question sounds too simple, but I don't quite understand the difference between the debt collectors and bailiffs. Or is it just a different name for the same person who can come to your property and take your possessions in respect of an oustanding debt or arrears.
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13.4.2009, 19:39
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#2
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 Senior Group: User Posts: 67 Joined: 2.3.2009 Member No.: 25 |
Am I right in thinking that it's only bailiffs who can take your personal possessions in respect of outstanding debts and only if you let them into your house.
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13.4.2009, 23:22
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#3
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 Senior Group: User Posts: 57 Joined: 14.2.2009 Member No.: 9 |
Yeah, that’s right, bailiffs cannot really force their way into your property. However, if you leave your window open or your door unlocked, they can gain entrance into the house and will relieve you of some of your possessions.
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14.4.2009, 14:33
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#4
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 Senior Group: User Posts: 31 Joined: 6.3.2009 Member No.: 55 |
QUOTE However, if you leave your window open or your door unlocked, they can gain entrance into the house and will relieve you of some of your possessions. if they do so, will that be legal? |
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14.4.2009, 21:49
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#5
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 Senior Group: User Posts: 85 Joined: 3.3.2009 Member No.: 37 |
You bet it is! It would be illegal if they forced their entry by pushing past you when you opened your door (unless they are after your unpaid magistrates court fines), but if the door is unlocked they can simply invite themselves in. It gets even better when you owe money to Her Majestys Revenue & Customs. In this case, bailiffs, once in possession of the magistrates warrant, can actually break into your house.
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15.4.2009, 12:23
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#6
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 Senior Group: Administrator Posts: 115 Joined: 3.3.2009 Member No.: 36 |
More information for you, frekenBok, debt collectors, as opposed to bailiffs are not court officials and as such don’t hold the same power. They cannot enter your property or take your personal possessions.
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21.4.2009, 23:29
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#7
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Senior Group: User Posts: 34 Joined: 17.4.2009 Member No.: 227 |
I dont think bailiffs have a right to takethings that are essential, such as cooker, fridge, some furniture, clothing and even your computor (that is if you work from home and comp is your tool). Did anyone have unpleasant experience with bailffs/debto collectors? Let's share these to help other members to avoid such predicament.
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3.5.2009, 23:35
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#8
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Senior Group: User Posts: 33 Joined: 15.2.2009 Member No.: 11 |
Somehow, dont think anyone is going to have had any pleasant experience with these guys. To me they are like army (not supposed to be human), have orders to go in and take it! Whatever it takes... I'd really like to think am wrong...
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10.5.2009, 22:10
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#9
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User Group: User Posts: 22 Joined: 1.3.2009 Member No.: 24 |
Who would want to be a bailiff??? Bet it's smth else we've inherited here from long-long time ago!
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8.6.2009, 7:16
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#10
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 User Group: User Posts: 11 Joined: 20.5.2009 Member No.: 366 |
QUOTE (Lisa @ 14.4.2009, 22:49)  You bet it is! It would be illegal if they forced their entry by pushing past you when you opened your door (unless they are after your unpaid magistrates court fines), but if the door is unlocked they can simply invite themselves in. It gets even better when you owe money to Her Majestys Revenue & Customs. In this case, bailiffs, once in possession of the magistrates warrant, can actually break into your house. . Actually a dictionary says that “A bailiff is a law officer who makes sure that the decisions of a court are obeyed. Bailiffs can take a person's furniture or possessions away if the person owes money”, as for debt collector – he is “a person who is employed to collect debts for creditors”. I guess that bailiffs can enter your house any way they want if there is a legal provision, otherwise how do they repossess property? |
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13.6.2009, 21:19
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#11
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Senior Group: User Posts: 57 Joined: 14.2.2009 Member No.: 9 |
QUOTE (frekenBok @ 10.5.2009, 23:10) Who would want to be a bailiff??? Bet it's smth else we've inherited here from long-long time ago! The word 'bailiff' comes from Latin (what a surprise (IMG:style_emoticons/default/smile.gif) ) and basically means a custodian or governor. First bailiffs came to life in medieval Britain as officers of the king (sheriffs in other words). Our hate for them must be genetic (IMG:style_emoticons/default/wink.gif) |
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7.7.2009, 18:29
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#12
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New member Group: User Posts: 3 Joined: 7.7.2009 Member No.: 583 |
In my experience of trying to enforce a genuine claim for money owed, and having a Court warrant to collect the Debt, and then a "Sealed writ of Fieri Facias" ie a High Court warrant, both Court Bailiffs and High Court Certified Bailiffs are about as much use as a chocolate fireguard.
It would seem that if you just stand your ground at the door and tell them to go away, they have no powers whatsoever and simply give up. They also are unable to take away your car unless it is wholey 100% owned by you and they can establish so ( so you just say it's on HP!). It also appears that if you move, the writ is nullified! See my question on the Legal Advice section. |
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8.7.2009, 23:27
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#13
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Senior Group: User Posts: 36 Joined: 2.3.2009 Member No.: 32 |
I thought opening the door almost gives authority for them to come in and take certain personal belongings in respect of outstanding debt?
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